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Storm Damage Insurance Claims Assistance

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Handling insurance claims for storm damage can be challenging. The terms and conditions are complex, the paperwork is tedious, and there’s a high risk of not receiving the desired amount or facing increased premium rates for any mistakes made. That’s why it’s crucial to hire a professional restoration company to restore your storm-damaged property and assist you with insurance claims.

Express Water Damage Restoration is a licensed and insured local restoration contractor that has been providing services since 1976. We operate in various locations, including Temecula, California, Vancouver, Washington, Fort Lauderdale, Florida, Charlotte, North Carolina, Denver, Colorado, Phoenix, Arizona, and other locations served. We offer free insurance claim assistance throughout the entire process of storm damage restoration. Additionally, we have the capability to bill insurance claims directly to your insurance provider. Contact us today at 817-203-2944 for a free estimate and inspection.

Concerns with Insurance Claims

1. Fear: The average Colorado homeowner pays $3,429 in annual home insurance premiums but only makes a claim once every 9 years. This fear is often rooted in concerns about potential rate increases or policy cancellation when filing a claim.

2. Not Filing a Valid Claim: Many people fail to file valid claims because they lack understanding of insurance policies. They may be unsure of which claims can raise their rates, how to avoid insurance claim loopholes, and other related factors.

3. Filing an Unnecessary Claim: Homeowner’s insurance is designed for significant events such as fires, hail or wind storms, or major tree damage to your home. It’s important to file a claim only when the damages exceed the deductible (typically 1% or 2%) to make it worthwhile. Unfortunately, some individuals file claims for minor damages (e.g., theft of a bicycle or a single broken window), leading to higher costs and complications in the long run.

4. Choosing the Wrong People/Company to File Your Claim: Individuals who are unfamiliar with the claims process may make the mistake of selecting the wrong insurance adjuster , resulting in claim failures. To avoid unnecessary expenses and fruitless claims, it’s recommended to have a reputable restoration contractor conduct a free inspection if you’re unsure about the extent of the damage.

5. Storm Chasers/Scammers: During large-scale storms, dishonest contractors known as storm chasers may approach homeowners with false promises and deceptive tactics. They often take advantage of vulnerable individuals, including the elderly, using aggressive sales strategies and inflated charges. Some may even request upfront cash payments and then disappear, while others create fake damage to persuade insurance companies. It’s important not to fall into their traps.

6. Public Adjuster: Public adjusters are trained to assist with filing and assessing insurance claims. However, they don’t have any special abilities to expedite decisions or improve the chances of approval. Moreover, they typically charge 10% of your claim, potentially leaving you with insufficient funds for repairs. It’s generally better to file the claim yourself or seek help from a restoration contractor.

7. Not Paying the Deductible: Failing to pay the deductible is a common mistake made by homeowners. It’s important to note that not paying the deductible is illegal, and participating in such a scheme may constitute insurance fraud.

8. Accepting a Denial: Insurance companies often deny or underpay claims that should be covered. Pursuing legal action can be expensive and time-consuming, leading to only about 20% of denied claims being successfully challenged.

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    Advantages of Choosing a Local Restoration Contractor for Storm Damage Insurance Claims

    • A local restoration contractor typically provides free insurance assistance.
    • A free inspection conducted by experts helps accurately assess the extent of storm damage, enabling you to file a valid claim and avoid invalid claims.
    • Choosing a licensed, insured, and bonded local restoration company ensures reliability and accountability compared to an external contractor.
    • Engaging a local contractor reduces the need to hire a public adjuster, saving expenses.
    • A local contractor can guide you through the insurance claim process, enhancing your understanding.

    Insurance Claim Services Provided

    • Direct Insurance Billing Services: We handle billing and work directly with most insurance companies to file your claim while completing the restoration job on-site. Our aim is to provide convenience and restore your property to normal operations promptly.
    • Insurance Claim Assistance for Different Damages: Our professional team handles insurance claims for various storm damages, including tornadoes, hurricanes, windstorms, hailstorms, floods, and roof damages. We also assist with claims for other types of damage such as fire damage, water damage, mold damage, etc.
    • Direct Collaboration with Your Insurance Company: We work directly with your insurance company to reach an agreement regarding coverage for our restoration services.
    • Code Upgrades: We coordinate with your insurance company to verify repairs, replacements, and upgrades covered by your policy. Additionally, we offer competitive pricing for code and improvement upgrades not covered by insurance.
    • Properties We Service: We cater to both residential and commercial properties, including office buildings, hospitals, hotels, nursing homes, churches, schools, day care centers, apartments, healthcare facilities, assisted living facilities, rental properties, and more.

    Choose Express Water Damage Restoration for Your Home or Business Insurance Claims

    There are numerous reasons to choose Express Water Damage Restoration for assistance with insurance claims in Orlando, Broomfield, Los Angeles, Houston, and other cities across the Denver Metroplex. Some of the key reasons include:
    • Professional Service
    • Available 24/7 Everyday
    • Quick Response Time
    • Excellent Customer Service
    • Free Inspections
    • Free Estimates
    • Direct Insurance Billing
    • IIRC Certified Crews
    • State-Of-The-Art Equipment
    To avail the best package of storm damage restoration and free insurance claim assistance for your home or business, call us today at 817-203-2944 or contact us online. Our 24/7 client service representatives are ready to assist you promptly.

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    We recognize the impact this has on you and your family, and we will help you with compassion and as little interruption to your regular routine as possible. Express Water Damage Restoration can be depended on to attend to your water damage emergency swiftly and attentively, 24 hours a day, 7 days a week, and to recover your property as professionally as possible.

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